Stripe Payments Reviews, Pricing Info and FAQs

Find out more about Stripe payments with customer reviews, pricing information and frequently asked questions.

Updated on November 23rd, 2020

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Updated 23rd of January 2020

We have updated the pricing to include information about Stripe's custom package. We have also updated the format of our article.

Stripe payments is an online payment processing company that allows users to accept payments online. Small businesses use Stripe to accept payments from clients. Stripe can be used in over 135 countries worldwide to transfer money.


Stripe charges a pay-as-you-go fee of 2.9% + $0.30 per transaction. They also offer a custom package for businesses with large payment volumes or unique business models.

Stripe Payments Review

Pros: Great reporting capabilities and predictable flat-rate pricing.

Cons: Does not accept PayPal payments.

Bottomline: Fantastic platform to securely facilitate online payment processing.

Key Information:

Legal Name



John Collison

Founding Date

Jan 01, 2010


510 Townsend Street, San Francisco, CA 94103

Number of Employees


Number of Customers




1 (888) 963-8955



How much does Stripe charge?

Stripe charges a flat fee of 2.9% + $0.30 per transaction.

Are Stripe payments secure?

Yes. Stripe is a highly secure platform that is a PCI Service Provider Level 1 and all transactions are SSL (Secure Socket Layer) protected. All card numbers are encrypted on disk with AES-256. Decryption keys are stored on separate machines.

How does Stripe payments work?

Stripe payments is an online payment processing platform that enables users to accept online payments in various forms.

How quickly does Stripe pay?

Stripe takes 7-10 days for the first payout on all new accounts after the first successful payment is received. Payouts thereafter will be processed according to the account’s payout schedule.

How much does Stripe charge for ACH?

ACH payments on Stripe cost 0.80%, capped at $5, with no monthly fees or verification fees.

Does Stripe offer recurring payments?

Yes. Stripe does offer recurring payments.

Does Stripe charge for refunds?

Stripe does not charge any fees to refund a charge, but the fees from the original charge are not returned.

Can Stripe accept international payments?

Yes. Stripe is a fully integrated, global platform that can support online and in-person payments, locally and internationally.

What is Stripe payout?

Stripe payout is the process where Stripe makes deposits from your available account balance into your bank account for payments that you have processed.

Is there a Stripe payment integration for e-commerce?

There is a Stripe integration for Woocommerce, the online store platform. With this integration, customers on your e-commerce store can pay for their items through Stripe.

Can I sign up for a Stripe credit card?

Stripe Inc. recently announced that they will start issuing credit cards, but the product has not been rolled out yet. In the meantime, Stripe credit card processing can accept payments from someone's credit card to another individual.

What is Stripe connect?

Stripe Connect is the Stripe payment gateway for businesses who need a third party host to conduct their transactions. With Connect, you can make Stripe online payments to sellers in over 25 countries.

What are some Stripe Payments alternatives?

Stripe Recurring Payments

Where can I use stripe recurring payments?

If you need to bill your clients for a recurring amount, or if you need to pay a recurring amount, you can use Stripe recurring payments to automate this activity.

What are the various Stripe payment methods that I can use?

  • Visa.
  • Mastercard.
  • Discover.
  • American Express.
  • JCB.

What is a Stripe merchant account?

A merchant account is an account used by businesses who rely on the Stripe API to make and receive payments from customers.