Costco Credit Card Processing

Learn about the Costco credit card processing service for merchants and other businesses. Includes info on pricing, key information, and FAQs.

Updated on February 7th, 2023

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Costco credit card processing, also known as Costco Merchant Services, is handled by Elavon who provides tailored payment processing solutions at a member-only price to Costco customers.

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1.90% + $0.25 /transaction.

In-Person & On-the-Go

1.10% + $0.12 /transaction.

One Swiped Rate

2.30% + $0.10 /transaction.

Credit Card Surcharge Pricing

1.0% + $0.25 /transaction.

Costco does not readily reveal its full pricing on its website. Interested customers are encouraged to contact Costco for a quote.

Costco Merchant Services by Elavon

Pros: Fantastic mobile processing capability and a great virtual terminal feature.

Cons: Comparatively high prices.

Reputation: Excellent payment processing platform to facilitate easy payments.

Key Information:

Legal Name

Elavon Inc.


Edward Grzedzinski

Founding Date

Jan 01, 1991


2 Concourse Pkwy., Ste. 800 Atlanta GA 30328

Number of Employees


Number of Customers



1 (844) 250-6102



What is the price range of Costco's credit card processing service?

Costco's pricing starts at 1.10% + $0.12 and goes up to 2.30% + $0.10 per transaction. Customers are required to pay a monthly minimum fee if their total transaction fees and per-item charges are less than $20.00 per month.

Are there any additional fees for Costco credit processing?

Coscto's complete credit card processing fees are not revealed on the website. Interested customers can contact Costco's sales department for pricing.

How do I get in touch with Costco customer service?

You can call Costco's 24/7 customer service at 1 (844) 204-5982 or visit its [website] to read its knowledge base.

What are the advantages of Costco/Elavon Merchant Services?

Costco offers credit card processing solutions for a wide range of industries from retail to healthcare. Packages are optimized according to the industry and the size of your business or organization. Elavon's user-friendly customer portal provides customizable reporting and shows you daily information on sales and other important information

What credit card processing solutions does Costco offer?

Costco/Elavon offers in-store, online, and mobile payment solutions that are secure and convenient. Elavon has a wide selection of payment terminals to accept several forms of payment from your customers, including smart/chip cards (EMV), mobile wallets, legacy credit, and debit swipe cards. All payment solutions use encryption technology to protect your customers' data.

How do I apply for the Costco credit card processing service?

Visit the Costco payment processing website or call them at 1 (877) 369-0301 or 1(844) 204-5982.