Wilshire Quinn Reviews

Learn more about Wilshire Quinn's hard money lending. Includes information on loans, features, and frequently asked questions.

Updated on November 18th, 2019

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Wilshire Quinn is a hard money lender and a managing partner of the Wilshire Quinn Income Fund. Wilshire Quinn focuses on offering bridge loans to corporations for construction financing and to individuals for the purchase or refinance of investment properties.

Loan Details:

Loan Amount

$200,000 - $10,000,000


Up to 60% LTV and 60% ARV for rehab loans, not exceeding 90% of the purchase price


3 - 24 Months

Interest Rates

8.5 - 12%

Origination fees

1 - 5 points

Wilshire Quinn

Pros: Quick closing time (typically 5 - 7 working days), credit score is not a major consideration for a bridge loan.

Cons: Only finances non-owner-occupied properties.

Bottomline: Wilshire Quinn offers large residential bridge and hard money loans at competitive rates.

Key Information:

Founder and CEO

Christopher M. Garcia




San Diego, CA

Number of employees

2 - 10

Contact Number

1 (619) 872-6000




What type of properties does Wilshire Quinn lend on?

  • Office space.
  • Retail centers.
  • Industrial properties.
  • Hotels.
  • Parking lots/structures.
  • Condo inventory.
  • Entitled land.
  • Multifamily properties.
  • Non-owner-occupied, single-family homes.
  • Vacation homes and rentals.

What types of loans does Wilshire Quinn offer?

  • Purchase.
  • Refinance.
  • Cash-out refinance.
  • Partnership buyouts.
  • Rehabs.
  • 1031 exchanges.
  • Value-added acquisitions.

How do I apply for a loan with Wilshire Quinn?

You can apply online for a loan with Wilshire Quinn. The company prefers to speak directly to potential borrowers to simplify the loan application process and determine if there is interest.

What areas does Wilshire Quinn service?

Wilshire Quinn is based in California but offers loans nationwide, preferring to focus on major metropolitan areas.