Western State Bank Review

Learn about Western State Bank small business banking. Includes info on Western State Bank, reviews, and FAQs.

Updated on December 11th, 2019

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Western State Bank is a regional bank with locations in Arizona and North Dakota. Western State Bank offers a variety of personal and business banking solutions, including business checking and savings services, cash management, and equipment financing.



Monthly Fee

Free Business Checking


Small Business Interest Checking


Business Checking Plus


Business Savings Account

$5.00 if balance falls below $100.00

Business Treasury Market Account

$10.00 if balance falls below $1,000.00

Contact your local Western State Bank for CD, mortgage, and business loan rates.

Western State Bank

Pros: Free business checking option. Business checking accounts include free online banking. Offers up to $20.00 ATM refund per statement cycle.

Cons: Limited number of branches and ATM locations.

Bottomline: Western State Bank offers a range of business banking services including online banking.

Features & Benefits:

Sweep Accounts.

Businesses can use business sweep accounts to increase returns on checking funds or to designate excess funds from a checking account to be used to reduce the principal of a line of credit.

Free business checking account.

Western State Bank's free checking account offers small businesses the benefit of a checking account tailored to small business needs with no monthly fees or minimum balance requirement and includes free online business banking.

Merchant Services.

Western State Bank, in partnership with TSYS®, offers small businesses the opportunity to improve their operations through money-saving payment processing solutions.

Online services.

Western State Bank offers a range of online services including online and mobile banking for added convenience.

Key Information:




Devils Lake, North Dakota

Number of Employees



Brian Houkom


110 4th St SE, Devils Lake, ND

Phone number

1 (877) 846-9345




How do I contact Western State Bank customer service?

You can find a list of the Western State Bank locations and phone numbers on their website or contact them via an online contact form.

Is Western State Bank FDIC-insured?

Yes, Western State Bank is FDIC-insured.

Customer Reviews:

Shawnna Prelle

Reviewed: Aug 15, 2018

Source: Facebook

They were great in helping me buy my first house. They answered all of my questions and made sure I had everything to get her to make it a seamless purchase.

Mary Martin

Reviewed: Sep 07, 2018

Source: Facebook

Love the friendly and personable service. Everyone is always smiling and welcoming!

Beverly Randall

Reviewed: Dec 08, 2018

Source: Facebook

love this bank,fast friendly service and great interest rates going on CD's