United MileagePlus Explorer Business Card Overview

Learn more about the United MileagePlus Explorer Business Card with features and benefits, pros and cons, and FAQs.

Updated on December 13th, 2019

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The United MileagePlus Explorer Business Card gives cardholders travel points with United Airlines. The business credit card is provided by Chase and allows users to earn points on every dollar that they spend.

Rates and Fees:

APR

17.99% to 24.99%.

Balance Transfer APR

17.99% to 24.99%.

Cash Advance APR

26.99%.

Default APR

Up to 29.99%.

Minimum Interest Charge

None.

Balance Transfers

Either $5.00 or 5.00% of the amount of each transfer, whichever is greater.

Cash Advances

Either $15.00 or 5.00% of the amount of each transaction, whichever is greater.

Foreign Transactions

None.

Annual Fee

$0.00 for the first year; $95.00 thereafter.

United Mileage Plus Explorer Business Card
Review:

Pros: Great rewards, able to redeem MileagePlus miles for flights.

Cons: High annual fee, foreign transaction fee.

Bottomline: Great option for frequent flyers.

Key Information:

Founded

2000

Headquarters

New York, NY

CEO

Jamie Dimon

Address

270 Park Avenue, New York, NY 10017

Phone Number

1 (800) 242-7338

Website

https://creditcards.chase.com/small-business-credit-cards/united-explorer-business

Features and Benefits:

Bonus points in the first three months.

If you spend $3,000.00 using your United MileagePlus Explorer Business Card in the first three months, you will earn 50,000 bonus points.

Free checked baggage.

With the United MileagePlus Explorer Business Card, you and your companion's first bag will be checked for free.

No international fee.

Traveling abroad for business is easy and affordable for United cardholders because there are no fees for using the card internationally, regardless of the currency that you are being charged in.

Double points on United purchases.

Every dollar that you spend with United Airlines, and at restaurants, gas stations, and office supply stores, will earn you two points. Plus, you will earn one point on all other purchases.

FAQs:

How much does it cost to use the United MileagePlus Explorer Business Card?

After the first year, Chase charges you an annual fee of $95.00 and their interest rates vary from 17.99% to 29.99%.

How do I redeem my United Airlines Rewards?

You can redeem your rewards at anytime by logging into united.com and making a purchase.

How can I qualify for bonus miles on the United MileagePlus Explorer Business Card?

If you spend $3,000 in the first 3 months after your account is opened, you can earn 50,000 bonus miles.

What are the travel benefits for using the United MileagePlus Explorer Business Card?

  • Free first checked bag.
  • Priority boarding.
  • 2 United ClubSM one-time passes each anniversary.
  • Premier upgrades on award tickets.
  • Access to the Luxury Hotel & Resort Collection.
  • Exclusive events with inside access.
  • United MileagePlus events.
  • No blackout dates.
  • Use miles for award travel on United.

Can I log into my United MileagePlus Explorer account through the Chase website?

Yes. You can sign in to creditcards.chase.com to access your United MileagePlus Explorer Business account and view statements.

What is included in the travel and purchase coverage for the United MileagePlus Explorer Business Card?

  • Auto Rental Collision Damage Waiver.
  • Trip Delay Reimbursement.
  • Purchase Protection.
  • Baggage Delay Insurance.
  • Extended Warranty Protection.
  • Lost Luggage Reimbursement.
  • Trip Cancellation/Trip Interruption Insurance.
  • Visa Concierge.

Does the United MileagePlus Explorer Business Card come with insurance?

United cardholders benefit from coverage options like lost luggage, baggage delay, and purchase protection. You can also get trip interruption insurance through your United MileagePlus Explorer Business Card for illness, severe weather, and other situations.

Customer Reviews:

Evarga

Reviewed: Apr 26, 2013

Source: Reddit

The only issue I see with the United card is that unless you're flying United a lot, it's useless after the first year, not worth the $95. The Sapphire Preferred is great the first year, then you can convert it to the no-fee Chase Freedom, which has rolling 5% cashback categories.

Sinator

Reviewed: Apr 26, 2013

Source: Reddit

The United MileagePlus Explorer was my first card as well, and like others have said it's definitely worth it for the first free year. The bonus is amazing, especially since you can find round-trip United flights from the US to South America for 50k miles alone. One thing I'd like to mention is that the card has a fee for international use. I was shocked to see I was charged an extra 3% when I booked a car rental reservation with a foreign company. I assumed that because it was an airline card it would be travel friendly. My mistake.

Keithj

Reviewed: Apr 27, 2013

Source: Reddit

I travel for work and it made sense to get this card since I live near a United hub and can expense out the cost of my flight (company allows me to buy my own ticket). I was able to get the Signature Visa version so it comes with primary car insurance protection for auto rentals which is excellent to have. This card does have a foreign transaction fee which I found weird - just use another card if you can! The $95 statement credit will pay for itself after just 4 flights (if you don't have status) when you consider that a checked bag costs you an extra $25.