Texas Capital Bank Review

Learn more about Texas Capital Bank. Includes reviews, company information, and frequently asked questions.

Updated on October 26th, 2021

The SMB Guide is reader-supported. When you buy through links on our site, we may earn an affiliate commission. Learn more

Texas Capital Bank is a regional bank with over $20 billion in assets. They provide business and personal banking services, including term loans and lines of credit, mortgage finance, and credit and debit card services to business owners across Texas.

Smb Guide Texas Capital Bank 420X320 20211006

Pros: Wide range of banking services and certificate of deposit (CD) terms available.

Cons: Minimum of $1,000 required to open a CD or IRA account.

Bottomline: Texas Capital Bank has a diverse portfolio of banking services, with online and mobile banking options for added convenience.

Key Information:

Legal Name

Texas Capital Bancshares


Keith Cargill

Founding Date

Jan 01, 1998


2000 McKinney, Ste 700, Dallas, TX 75201, United States

Number of Employees


Number of Customers





1 (214) 932-6600




What services does Texas Capital Bank offer?

  • Term loans & lines of credit.
  • Online & mobile banking.
  • Equipment finance & leasing.
  • SBA loans.
  • Asset-based lending.
  • Mortgage finance
  • Debit & credit card services.
  • Checking & savings accounts.

Where are the Texas Capital Bank locations?

Texas Capital Bank has locations in Austin, Houston, Fort Worth, San Antonia, and Dallas. Go to the Texas Capital Bank to find a branch near you.

Is Texas Capital Bank FDIC insured?

Yes. Texas Capital Bank is FDIC insured on all deposit accounts, including checking and savings accounts, money markets and certificates of deposit.