Sterling National Bank Review

Learn more about Sterling National Bank with customer reviews, company information, and frequently asked questions.

Updated on October 6th, 2021

The SMB Guide is reader-supported. When you buy through links on our site, we may earn an affiliate commission. Learn more

Sterling Bank is a regional bank with multiple branches in the state of New York. Sterling Bank provides both commercial and personal banking services to business owners and has been in operation since 1888.

Sterling National Bank

Pros: Mobile banking, high yield certificate of deposit (CD) accounts, no monthly checking fee if you meet the minimum combined balance.

Cons: No branches outside the New York metropolitan area. Average interest rates.

Bottomline: Sterling offers simple checking and savings accounts for tech-savvy business owners.

Key Information:

Legal Name

Sterling National Bank

Founding Date

Jan 01, 1888


400 Rella Blvd., Montebello, NY 10901, United States

Number of Employees


Number of Customers



1 (855) 274-2800



Is Sterling National Bank FDIC insured?

Yes, Sterling National Bank is FDIC-insured (FDIC #30337).

Who owns Sterling Bank?

Sterling National Bank is the principal subsidiary of Sterling Bancorp.

What is Sterling National Bank's routing number?

Sterling National Bank's routing number is 221970443.

How old is Sterling National Bank?

Sterling National Bank was founded in 1888, making it 131 years old as of 2019.

What business services does Sterling National Bank offer?

  • Business checking/savings accounts.
  • Mobile banking.
  • Business debit and credit cards.
  • Commercial loans.
  • Treasury management.
  • Specialty finance (asset-based lending, equipment financing, etc.).
  • Specialized business solutions.
  • Private banking.

How many Sterling National Bank locations are there?

There are over 150 Sterling National Bank locations. You can use their online locator to find which branch is nearest to you.

What are the Sterling National Bank hours?

Sterling National Bank hours vary from branch to branch. Contact your nearest branch for more information.

What are Sterling National Bank's CD rates?

Sterling National Bank's CD rates range from 0.05% to 2.25%, depending on the length of your term.