Starwood Preferred Guest Business Credit Card from American Express Overview

Learn more about the Starwood Preferred Guest Business Credit Card from American Express with features and benefits, pros and cons, and FAQs.

Updated on July 11th, 2019

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The Starwood Preferred Guest Business Credit Card that gives cardholders bonus points on all their purchases. This business credit card is provided by American Express.

Features and Benefits:

Bonus points in the first three months.

If you spend $3,000.00 using your Starwood Preferred Guest Business Credit Card in the first three months, you will earn 75,000 bonus points.

No international fee.

Traveling abroad for business is easy and affordable for Starwood Business cardholders because there are no fees for using the card internationally, regardless of the currency that you are being charged in.

Earn bonus points on all eligible purchases.

For each dollar that you spend with your credit card, you will earn up to 6 points on purchases at participating hotels, restaurants, gas stations, and wireless telephone services in the US.

Rates and Fees:

Annual Percentage Rate (APR) for Purchases

17.99% to 26.99%.

APR for Balance Transfers

17.99% to 26.99%.

APR for Cash Advances

27.49%.

Penalty APR

29.99%.

Annual Membership Fee

$0.00 for the first year, then $95.00.

Cash Advance

Either $5.00 or 3.00% of the amount of each cash advance, whichever is greater.

Foreign Transaction Fees

None.

Key Information

Co-Founders

Henry Wells, William G. Fargo, John Butterfield

Founded

1850

Headquarters

New York, NY

Number of Employees

55,000

CEO

Stephen Squeri

Address

World Financial Center, 200 Vesey Street, New York, NY 10285

Phone Number

+1 855-298-1209

Website

https://smallbusiness.americanexpress.com/sitecore/content/temp/carddetails/cards/spg?sc_lang=en

Starwood Preferred Guest Business Credit Card From American Express
Review:

Pros: Zero APR in 1st year, travel rewards, and bonus points.

Cons: No cash back reward.

Bottomline: A great option for frequent business travellers.

Pros & Cons:

Pros

Cons

0% APR for the first year.

Annual fee.

Redeem points for flights on over 300 airlines with Air+Car.

No cash back rewards.

Transfer points to over 40 airline frequent flyer programs.

Best for frequent flyers.

Redeem points for free nights at over 6,700 participating hotels & resorts.

Receive one Free Night Award every year after your card account anniversary.

Enjoy complimentary in-room, premium Internet access during your stay.

Reviews:

Reviewer

Review

jarkel- twitter.com

I love #americanexpress and #starwood. 30,000 points netted me $1300 worth of luxury condo in Vail for New Years.

bradwschiller - news.ycombinator.com

Travel-based rewards cards can get away with offering seemingly better incentives because of their margin. Starwood is a perfect example of this as hotels have a high fixed cost base and low variable cost base. The variable cost to stay at a high-end hotel is something like $50-60 per night if the room is vacant. So while Starwood seems to be paying out 2 cents on the dollar (e.g., 10,000 points for a $200 room), they are really only paying out 0.5 cents on the dollar. This is why the Starwood Amex is seemingly the best Credit Card. It's all about the economics of the company that brands it.

LBanitt - twitter.com

Still waiting for my #Starwood SPG signup points, 4 MONTHS LATER! What's up #americanexpress?

kenneth - news.ycombinator.com

Amex has quite a few great business cards. The Business Rewards Gold, The Business Platinum, and the Business Starwood SPG cards are the best.

FAQs:

How do I redeem my Starwood Business Rewards?

You can redeem your rewards anytime by logging into your Starwood Business Credit Card account at smallbusiness.americanexpress.com.

Read more about Starwood Preferred Guest Business Credit Card.

What can I do with my bonus points?

You can redeem your points for flights on over 300 airlines with Air+Car, and transfer points to over 40 airline frequent flyer programs at a ratio of three points to one mile. You can also redeem your points for free nights at participating hotels and resorts.

Check out our review on Starwood Preferred Guest Business Credit Card.

Does American Express charge international transaction fees with the Starwood Preferred Guest Business Credit Card?

No. American Express does not impose any international transaction fees when using Starwood Preferred Guest Business Credit Card.

Get more information on Starwood Preferred Guest Business Credit Card.

Does the Starwood Preferred Guest Business Credit Card come with insurance coverage?

Yes. Starwood cardholders benefit from coverage options like extended warranty, purchase protection, and dispute resolution.

Find out more about Starwood Preferred Guest Business Credit Card.

What travel benefits are available for Starwood Preferred Guest Business Credit Card clients?

  • Free in-room internet access at any Starwood or Marriott hotel.
  • Free Boingo Wi-Fi access, which gives you good internet coverage in airports throughout the U.S. and Europe.

Read more about Starwood Preferred Guest Business Credit Card.