Starwood Preferred Guest Business Credit Card from American Express Overview

Learn more about the Starwood Preferred Guest Business Credit Card from American Express with features and benefits, pros and cons, and FAQs.

5 min read • Last updated on November 5th, 2018

The Starwood Preferred Guest Business Credit Card that gives cardholders bonus points on all their purchases. This business credit card is provided by American Express.

Starwood Preferred Guest Business Credit Card Features & Benefits:

Bonus points in the first three months.

If you spend $3,000.00 using your Starwood Preferred Guest Business Credit Card in the first three months, you will earn 75,000 bonus points.

No international fee.

Traveling abroad for business is easy and affordable for Starwood Business cardholders because there are no fees for using the card internationally, regardless of the currency that you are being charged in.

Earn bonus points on all eligible purchases.

For each dollar that you spend with your credit card, you will earn up to 6 points on purchases at participating hotels, restaurants, gas stations, and wireless telephone services in the US.

Starwood Preferred Guest Business Credit Card Rates & Fees:

APR for Purchases

17.74% (Prime Rate + 12.49%) to 26.74% (Prime Rate + 21.49%).

APR for Cash Advances

27.24% (Prime Rate + 21.99%).

Penalty APR

29.99% (Prime Rate + 25.99%).

Annual Membership Fee

$0.00 for the first year, then $95.00.

Cash Advance

Either $5.00 or 3.00% of the amount of each cash advance, whichever is greater.

Foreign Transaction Fees

None.

Starwood Preferred Guest Business Credit Card Pros & Cons:

Pros

Cons

0% APR for the first year.

Annual fee.

Redeem points for flights on over 300 airlines with Air+Car.

No cash back rewards.

Transfer points to over 40 airline frequent flyer programs.

Best for frequent flyers.

Redeem points for free nights at over 6,700 participating hotels & resorts.

Receive one Free Night Award every year after your card account anniversary.

Enjoy complimentary in-room, premium Internet access during your stay.

Starwood Preferred Guest Business Credit Card from American Express FAQs:

How do I redeem my Starwood Business Rewards?

You can redeem your rewards anytime by logging into your Starwood Business Credit Card account at smallbusiness.americanexpress.com.

What can I do with my bonus points?

You can redeem your points for flights on over 300 airlines with Air+Car, and transfer points to over 40 airline frequent flyer programs at a ratio of three points to one mile. You can also redeem your points for free nights at participating hotels and resorts.

Does the Starwood Preferred Guest Business Credit Card come with insurance coverage?

Starwood cardholders benefit from coverage options like extended warranty, purchase protection, and dispute resolution.

Similar Products to Starwood Preferred Guest Business Credit Card: