Small Business Loans for Women - Best Lenders & Loans for 2019

Learn more about Small Business Loans for Women. Includes information on start-up business loans and SBA loans for women.

Updated on June 28th, 2019

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Women are starting around 1,800 businesses a day across the US, according to the AMEX 2018 State of Women-Owned Businesses Report. And most of these entrepreneurs were able to do so through small business loans for women.

There are many avenues that offer women's business loans, such as micro, online and SBA loans, business grants, and even crowdfunding loans.

Best Small Business Loans for Women:

Loan Type

APR/Interest

Max Loan

Business Grants for Women

0%

$100,000.00

Business Lines of Credit

0.3 - 78%

$250,000.00

Crowdfunding Sites

5% + 3 - 5% processing fees

$150,000.00

Equity Financing Platforms

0% (re-payment in equity)

$100,000.00

Microloans

6 - 31.9%

$50,000.00

Online Loans

5.5 - 99%

$500,000.00

SBA Loans

4% - 9.5%

$50,000.00

Top Small Business Lenders for Women:

Lender

Loan Types

Max Line of Credit

Credibility Capital

Term loans.

$400,000.00

Fundbox

Invoice financing, line of credit.

$100,000.00

Funding Circle

Term loans.

$500,000.00

Kabbage

Line of credit.

$250,000.00

LendingClub

Term loans.

$300,000.00

Lendio

Line of credit, term, SBA, start-up loans.

$5,000,000.00

OnDeck

Term loans, line of credit.

$500,000.00

Quarter Spot

Term loans.

$250,000.00

SmartBiz

Term loans, SBA loans.

$5,000,000.00

Street Shares

Term loans, line of credit.

$250,000.00

FAQs:

How do women get small business loans?

There are a variety of lenders available to acquire business funding for women. These include Small Business Administration (SBA) loans, traditional banks, grants for women, and alternative lenders - each with its own pros and cons.

See the Best Small Business Loans for Women.

Are there small business loans for women with bad credit?

The best option for entrepreneurs with bad credit is to go the online lending route. Most online lenders are easier to qualify for than banks and their turnaround times are much faster although you can expect to pay higher interest rates. Alternately, you can also try invoice financing to obtain loans for women.

Learn more about Small Business Loans for Women.

Small Business Loans for Women

What are the top lenders to get start-up business loans for women?

Get more information on Small Business Loans for Women.

Where can you find small business loans for minority women?

There are a variety of organizations that offer business loans for minority women, ranging from $1,000.00 to $100,000.00 or more. Popular minority grants include The Amber Grant and the Eileen Fisher Women-Owned Business Grant Program.

How do I apply for small business loans for women through government funding?

Women's business loans are funded by the government in the form of SBA loans. The Small Business Administration (SBA) is a US government agency that provides funding to small business owners with strong credit ratings. SBA loans for women are offered by participating lenders, and loans can range anywhere from a few thousand dollars up to $50,000.00.

What are microloans for women?

If you're seeking a loan for a woman-owned business, microfinance loans for women are among the best options available. Microfinance lenders provide loans to those who can't obtain funding from traditional banks or investors. Small business start-up loans for women can also be acquired through alternative lenders, like Kabbage, OnDeck, and SBGFunding.