Payability Review

Learn about Payability Invoice Factoring Software. Includes info on Payability, free trials, pricing, customer reviews, and FAQs.

Updated on November 18th, 2019

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Payability is an Invoice Factoring Company targeting Amazon sellers. They offer speedy transactions, scalable cash flow, and risk-free financing options, among other features.


Payability charges a flat fee of 2% from your Amazon sales.

Payability Reviews

Pros: Able to get your Amazon funds immediately instead of on a bi-weekly basis.

Cons: You are required to sell a minimum of $2,000.00 monthly and have over 90 days selling history on Amazon.

Bottomline: Payability is a risk-free, reliable source of financing.

Key Information:


Keith Smith, Scott Lynn




New York, NY

Number of Employees



Keith Smith


524 Broadway, New York, NY, 10012, United States

Phone Number

+1 646-494-8675


News and Activity:


News and Activity

September 12, 2018

Payability Launches New Card Program to Give eCommerce Sellers Faster Access to Marketplace Revenue

June 28, 2018

Payability Expands Services to eCommerce Marketplaces Including Walmart, and Tophatter; Launches Instant Advance Financing to Further Support Seller Growth




Seven-Streams -

Shout out to @getpayability for helping me grow my sales. My sales doubled over the past two weeks because I can reinvest my money faster. Very happy with the service they provide.

Greta Baker -

Been a happy Payability customer for over a year now.

shayna vest -

Hey, if anyone else happens to be a seller on Amazon, you know you have to wait 2 weeks for your money. Well, I joined Payability, and I can transfer that $$ that is MINE any time I want! The fees are crazy low compared to...

scottie1990 -

I tried payability and that other company but their rates are super expensive. I just use pay out prime tbh.

branchc806 -

Payability has high rates. Looking for something better.

geniusmods -

As an Amazon seller, we all know the struggles of the 2 week disbursement cycles. Sure some of of us may be lucky enough to be grandfathered into the system where you request disbursements whenever you want.Cash flow was always a challenge for me. I would basically take down listings for a few days simply because I was waiting on a deposit.With Amazon being a big chunk of my company's revenue, I was in a rut. In fact, I quit for three years just because of the cash flow stress.Wanted to share my thoughts on Payability which is basically a factoring company but with reasonable fees. I've been with them for a few months now and couldn't be happier. Just thought I would share a tip with you guys.. so far my experience has been great.


Who owns Payability?

Payability is a privately owned American FinTech company located in New York City.

How much does Payability cost?

Payability charges a flat fee of 2% from Amazon sales.

What is Amazon Payability?

Payability is an invoice factoring platform for eCommerce businesses, such as Amazon.

Is there a Payability free trial?

There is no information on a Payability free trial.

What are some Payability alternatives?