National Funding Reviews

Learn about National Funding loans for small business. Includes National Funding reviews, ratings, pricing, company info, and FAQs.

Updated on September 6th, 2019

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National Funding Inc - also known as the National Funding Institute - provides small business loans and financial products to companies across the US. The lender allows businesses to obtain working capital and financing for equipment quickly and easily.

Loan Rates:

Loan Type

Loan Amount

Interest Rates

Payment Term


$5,000 - $500,000

1.15% - 1.36%

6 - 15 months

Key Information:


David Gilbert




San Diego, CA

Number of Employees


Number of Customers



David Gilbert


9820 Towne Centre Drive, San Diego, CA 92121

Phone Number

+1 888-733-2383


National Funding Reviews

Pros: No pre-payment fees, fast loan approval and funding.

Cons: Late payment fee.

Bottomline: Small businesses with lower credit scores can apply for a National Funding loan to boost cash flow.




Taylor Gordon -

The benefit of this small business loan is you can get a large amount of unsecured money while avoiding the hassles of borrowing from a traditional bank. Since each loan is customized, it’s possible that you and the lender can create a loan that suits your business perfectly. At the same time, the ambiguity of tailor-made loans leads us to some cons.Since each loan is unique, the terms are unclear. Hardly any information is readily available on the average interest rate, loan term length or fees for this small business loan. Of course, these are all important details you need to know to make an informed decision while shopping around for funding.

Value Penguin -

National Funding is a good option for borrowers with seasonal cash flows, as the lender provides incentives for early payoffs while also providing the option to extend loan terms. The lender offers short-term business loans, working capital loans, and equipment financing. Borrowers who make all of their payments on time and keep their accounts in good standing can improve their loan terms with repeated borrowing.


Who owns National Funding?

The National Funding Group was founded by entrepreneur, David Gilbert who is also the National Funding CEO.

Learn more about the company here.

What is National Funding?

National Funding is one of the leading funding companies in America, providing small business loans and funding for equipment to more than 40,000 companies nationwide. National Funding is not the same as Valley National Funding, which is a completely different company.

What are National Funding's loan rates and repayment terms?

National Funding charges an interest rate of between 1.15% - 1.36% of the loan amount, with an origination fee of between 1.00% - 5.00%. Repayment terms are flexible.

What type of National Funding small business loans are available?

Borrowers with good or bad credit ratings can apply for National Funding financing, which includes a variety of short-term working capital loans.

Where is National Funding's headquarters?

The National Funding San Diego CA branch is the company headquarters. The National Funding address is 9820 Towne Centre Drive, San Diego, California.

National Funding

What is the National Funding Partners Program?

The National Funding Partners Program enables vendors, merchants, brokers, or independent sales organizations to offer customers financing whilst earning additional revenue.

Is National Funding legitimate?

Yes. National Funding is a BBB-accredited loan company.

What are the National Funding requirements to apply for a business loan?

To qualify for a National Funding business loan, you'll need to have been in business for at least a year and have $100,000.00 in annual revenue.

How do I apply for financing?

To apply for National Funding loans, you will need to fill in an application form online and submit it along with three of your most recent bank statements.

How do I get in touch with National Funding customer service?

Call 1 (888) 733-2383 or send an email to

Where can I find my National Funding login?

If you are a National Funding partner, you can log in here.