LoanBuilder Reviews, Loan Options and FAQs

Learn more about LoanBuilder with customer reviews, loan options and frequently asked questions.

Updated on June 25th, 2019

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LoanBuilder is a small business lending service from PayPal that provides working capital loans and other types of funding to small businesses.

Loan Options:

LoanBuilder loans are available in any amount between $5,000.00 and $500,000.00. Repayment terms vary from 13 to 52 weeks, depending on the size of the loan.

Also Consider

Get Approved for $500k in Less than 2 Min.

Receive funds in as little as 24 hrs.

Apply Now

Applying does not affect credit score.


Pros: Available in all 50 states. No origination fee.

Cons: Minimum 550 credit score to qualify.

Bottomline: LoanBuilder offers a variety of term loans for small businesses that want to borrow money without paying high fees.

Key Information:


Ed Harycki




Wilmington, DE


Daniel Schulman


3505 Silverside Road, Wilmington, DE 19810

Phone Number

+1 800-347-5626





Shelly Adamski -

Its bull! Said we we qualified for 15K. Jumped through all the hoops sent in requested docs only to be denied. No reason given. We'll email you the reason why.

Janna Ferner -

Be careful and read the fine print before taking out this loan. I was told this was a low interest rate loan. After reading the fine print and looking at the payment schedule, it was actually 22%! I was able to get twice as much money at 5.5% interest for a 5 year term through my local bank. Go to a small town bank for better success.

Deborah Thomas Eick -

Do not do business with them! I had everything that they said that they required… They sent me the paperwork to sign and even ask me where to fund the loan. Then two hours later they come back I need more paperwork! They are a sham. Run from them!


Is Swift money legit?

LoanBuilder loans are serviced by Swift Financial LLC, a subsidiary of PayPal and financed by WebBank, Member FDIC.

Learn more about LoanBuilder.

What is PayPal LoanBuilder?

Loan Builder is a small business lending service from PayPal that provides working capital loans and other types of funding to small businesses.

See more about LoanBuilder's loan options.

How do I find out if I am eligible for a LoanBuilder loan?

To find out about your eligibility, go to and click "Check Eligibility." You can fill out the online form and submit it to learn more about your options.

Learn more about LoanBuilder.

What is the LoanBuilder funding code?

The funding code is a number that is printed on materials that may have been mailed to you by LoanBuilder. You can use this code online to quickly check your loan eligibility.

Can I use my Swift Capital login to access my LoanBuilder account?

Although LoanBuilder is owned by Swift Capital, which is a subsidiary of PayPal, they have separate login portals. You can log into your LoanBuilder account at The GetSwift Capital login is only for Swift branded products.