GUD Capital
Learn about GUD Capital loans for SMBs and large enterprises. Includes GUD Capital pricing, key information, and FAQs.
Updated on June 24th, 2020
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GUD Capital are business funding brokers who offer a variety of business loans and financial solutions. They leverage a network of traditional and alternative lenders to provide over 12,000 financial products to companies of all sizes across the US.
Also Consider
Get Approved for $500k in Less than 2 Min.
Receive funds in as little as 24 hrs.
Apply NowApplying does not affect credit score.
Pricing:
Loan Type | Loan Amount | Interest Rate | Payment Term |
|---|---|---|---|
Term Loans | $5,000 – $5,000,000 | 5.00% – 15.00% | 1–25 years |
Line of Credit | $5,000 – $5,000,000 | 6.00% – 15.00% | 1–3 years |
Alternative Loans | $10,000 – $500,000 | 7.00% – 25.00% | 6 months–5 years |
Bridge Loans | $5,000 – $10,000,000 | 8.00% – 20.00% | 1–12 months |
SBA 7(a) | Up to $5,000,000 | 5.00% – 8.00% | 3–25 years |
SBA 504 | Up to $10,000,000 | 5.00% – 7.00% | 10–20 years |
SBA Microloan Program | Up to $50,000 | 6.00% – 13.00% | Up to 6 years |
Review:
Pros: Easy online application, tailored loan recommendations for small businesses.
Cons: Must have credit score of 500+; you will have to pay 1-2% fees if lender does not offer GUD Capital a referral.
Bottomline: GUD Capital is a marketplace that connects small businesses with a network of lenders offering a variety of loan products.
Key Information:
Legal Name | GUD Capital LLC |
Founder | |
Founding Date | Dec 01, 2012 |
Address | 633 W 5th Street, Los Angeles, CA 90071 |
Number of Employees | 5 |
Number of Customers | 4000 |
Telephone | |
Website |
FAQs:
What are GUD Capital's fees?
GUD Capital's interest rates range between 5.00% and 25.00% depending on the loan you're approved for. GUD Capital receives a success fee on each loan, and in cases where lenders don't offer a referral fee, they charge between 1.00% and 2.00% of the final amount.
How do I qualify for a GUD Capital loan?
To qualify for a GUD capital business loan, you will need to have a credit score of 650 or more. For alternative financing products, your credit score may range from 500–650. The amount of time that you have been in business is another contributing factor.
What loan sizes does GUD Capital offer?
GUD Capital offers commercial loan sizes from $5,000 for small merchant cash advances to over $20,000,000 for middle-market financing facilities.
Who are GUD Capital's lenders?
The majority of GUD Capital's lenders are small banks and community banks. However, all types of alternative financing are offered.
Does GUD Capital offer startup funding?
The only start-up financing that GUD Capital offers is SBA financing, equipment financing, and loans against stocks (commonly used to fund franchise businesses).
How fast does GUD Capital payout?
The time period for funding depends on the type of loan that the business is seeking. SBA and traditional financing take 30–90 days, alternative financing takes 5–10 days, and merchant cash advances take 1–2 days.