Fundbox Reviews

Learn about Fundbox loans for small business owners. Includes Fundbox reviews, key information, and FAQs.

Updated on June 30th, 2022

The SMB Guide is reader-supported. When you buy through links on our site, we may earn an affiliate commission. Learn more

Fundbox Inc provides business loans and lines of credit to small business owners in need of instant cash to grow their business.


Loan Type

Loan Amount

Interest Rate

Payment Term

Unsecured Line of Credit

Up to $100,000.00

Starting at 4.66%

12 weeks

Unsecured Line of Credit

Up to $100,000.00

Starting at 8.99%

24 weeks

Fundbox Reviews

Pros: Assists with cash flow, individuals with low credit scores can apply, fast loan approval.

Cons: Weekly re-payments.

Bottomline: Fundbox focuses on the overall health of your business rather than your credit rating.

Key Information:

Legal Name

Fundbox, Inc.


Eyal Shinar

Founding Date

Aug 01, 2012


300 Montgomery Street, Suite 900, San Francisco, CA 94104 United States

Number of Employees


Number of Customers




1 (855) 572-7707



How does Fundbox make money?

Fundbox charges a clearing fee for invoices that you need to pay. This fee is determined by your company’s health and specific invoice properties.

Does Fundbox require personal guarantees?

No, Fundbox does not require personal guarantees for lower credit limits. Therefore, you will not incur personal liability if your business fails to repay.

Does Fundbox report to credit bureaus?

Yes. Fundbox may request your credit report to determine if your business qualifies for Fundbox credit. A soft pull is done for an initial credit decision and a hard pull is done if the application is accepted and you decide to draw funds. Merely applying for a business loan does not affect your credit score in a negative way.

What is the price range for Fundbox loans?

Fundbox's fees depend on how much you need to borrow and how long it'll take for you to pay it back. Fundbox's interest rates start at 4.66% for 12 weeks and 8.99% for 24 weeks, respectively.

What is Fundbox?

Fundbox provides business loans and lines of credit to small businesses on a revolving basis.

How does Fundbox work?

Fundbox lending has a simple three-step approach to apply for and obtain a line of credit. You need to connect your accounting software or business bank account to Fundbox to give them insight into your business. Once you're approved, you can draw funds at any time. The amount that you repay each week becomes available again.

How do I qualify for Fundbox loans?

  • Have a business checking account.
  • Have at least two months of activity on a supported accounting software platform.
  • Have three months of transactions in a business bank account, plus an annual revenue of $50,000.
  • Your business must be based in one of the 50 US states or territories.

Does Fundbox offer an invoice advance loan or business invoice loans?

Yes. If you are approved, you can view your available invoices in your Fundbox dashboard. Select an invoice to advance and your funds will be transferred to your bank account the following business day. You can learn more about business invoice loans by visiting Fundbox's blog, where you'll also find Fundbox news.

How fast does Fundbox pay out?

Funds are transferred the next business day and you only pay when you draw.

What is Fundbox's customer service number?

Fundbox's customer service number is 1 (855) 572-7707.


What is the difference between Fundbox and Kabbage?

Both Fundbox and Kabbage are highly-rated credit providers. However, the two companies offer different loan options for different customers. Fundbox is a great option for companies who regularly invoice customers and want to maintain their cash flow, while Kabbage is better suited for businesses that need cash quickly and don't have a great credit record.

What accounting software does Fundbox support?

Does my bank account stay connected to Fundbox?

Yes. Once you have registered with Fundbox, you provide consent to Fundbox to maintain continuous access to the activity in your selected bank account for assessment or underwriting purposes.

Is there a Fundbox app?

Yes. The Fundbox app is compatible with iOS devices and can be downloaded on iTunes.