Fundbox Reviews

Learn about Fundbox loans for small business owners. Includes Fundbox reviews, key information, and FAQs.

Updated on June 12th, 2019

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Fundbox Inc provides business loans and lines of credit to small business owners in need of instant cash to grow their business.

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Low interest rates whether for loans from $6,000 or $250,000.

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SBA Loans

Working Capital


Loan Type

Loan Amount

Interest Rate

Payment Term

Unsecured Line of Credit

Up to $100,000.00

Starting at 4.66%

12 weeks

Unsecured Line of Credit

Up to $100,000.00

Starting at 8.99%

24 weeks


Pros: Assists with cash flow, individuals with low credit scores can apply, fast loan approval.

Cons: Weekly re-payments.

Bottomline: Fundbox focuses on the overall health of your business rather than your credit rating.

Key Information:


Eyal Shinar, Yuval Ariav, Tomer Michaeli




San Francisco, CA

Number of Employees


Number of Customers



Eyal Shinar


300 Montgomery St, Suite 900, San Francisco, CA 94104

Phone Number

+1 855-572-7707



What is the price range for Fundbox loans?

Fundbox fees depend on how much you need to borrow and how long it'll take for you to pay it back. For example, if you need to draw $10,000.00 for up to 12 weeks, your Fundbox fees would start at $38.83 per week. Fundbox interest rates start at 4.66% for 12 weeks and 8.99% for 24 weeks respectively.

What is Fundbox?

Fundbox provides business loans and lines of credit to small businesses on a revolving basis.

How does Fundbox work?

Fundbox lending has a simple three-step approach to apply for and obtain a Fundbox line of credit. The first step is to connect your accounting software or business bank account to Fundbox to give them insight into your business. Once you're approved, you can draw funds anytime. Lastly, the amount you repay each week (excluding fees) becomes available again. If you pay early, all remaining fees are waived.

Is Fundbox legit?

Yes. Fundbox makes capital available to businesses through First Electronic Bank, a Utah chartered Industrial Bank, and a member of the FDIC.

How do I qualify for Fundbox loans?

To qualify for Fundbox funding, you should have a business checking account, at least two months of activity on a supported accounting software platform, or three months of transactions in a business bank account, plus an annual revenue of $50,000. Your business should also be based in one of the 50 US states or territories.

Does Fundbox offer an invoice advance loan or business invoice loans?

Yes. If you are approved, you can view your available invoices in your Fundbox dashboard. Select an invoice to advance and your funds will be transferred to your bank account the following business day. You can learn more about business invoice loans by visiting the Fundbox blog at, where you'll also find Fundbox news.

How fast does Fundbox pay out?

Funds are transferred the next business day and you only pay when you draw.

Where can I find my Fundbox login?

The Fundbox sign in page can be found at

What is the Fundbox customer service number?

You can reach Fundbox customer service on 1 (855) 572-7707.

Fundbox vs Kabbage; which is the best loan provider?

Both Fundbox and Kabbage are highly-rated credit providers. However, the two companies offer different loan options for different customers. Fundbox is a great option for companies who regularly invoice customers and want to maintain their cash flow, while Kabbage is better suited for businesses that need cash quickly and don't have a great credit record.

Who are the biggest Fundbox competitors?

Companies like Fundbox - considered alternative lenders - include Kabbage, BlueVine, and Ondeck.

How do I sync my accounting platform to Fundbox?

You can sync your accounting platforms with the Fundbox sync manager. To find out how to do this, visit the Fundbox support center online.

Where is the Fundbox headquarters?

Fundbox is headquarted in San Francisco, California and was founded by Tomer Michaeli, Eyal Shinar, and Yuval Ariav.

Where can I read Fundbox reviews to help me make a decision?

You can read Fundbox reviews by customers below.

Is there a Fundbox app?

Yes. The Fundbox app is compatible with iOS devices and can be downloaded on iTunes.

I'd like to apply for a job at Fundbox. Where can I read employee reviews?

You can read employee reviews on the Fundbox Glassdoor webpage.

What are some Fundbox alternatives?

News & Activity:


News or Activity

October 18, 2018

Fundbox CEO Eyal Shinar Honored by Goldman Sachs for Entrepreneurship

September 17, 2018

6th Avenue Capital, BlueVine and Fundbox Join ILPA

May 17, 2018

Fundbox Integrates With Eventbrite To Bring Event Financing To Event Creators

16 March, 2018

Fundbox addresses SME access to credit with Fundbox Pay




MS -

I just started using Fundbox last week. I have been looking for something to help me with cash flow for a long time now and FB seems to be it. Very simple setup, syncs with Quickbooks, and very easy and intuitive to use. Most importantly I have CASH now! I can pay my bills now! There are a few caveats however: 1. I only use FB to clear past due invoices. Whatever fee I have to pay for the advance I simply charge to my clients as a late fee/finance charge. In this way FB is absolutely no cost to me! 2. When I do get paid by my client on a past due invoice I ALWAYS apply this to the corresponding FB advance immediately. This way there is no chance of spending the money on something else and I reduce the finance charge to the lowest possible amount. From my understanding FB will always get at least the first of the 12 payments but if I time the payment correctly I will only get the one finance charge. 3. I am a little confused on how to account for the payments though. If I pay the invoice with the FB advance then that invoice shows as PAID. When I get my payment from my customer I cannot apply it to the invoice because it already shows as paid. If anyone knows how to best handle this I would appreciate the feedback.4. I am concerned that FB has ALL my QB data and the privacy issues therein. But if they do not cause any problems it is worth it.

Maun -

Fundbox is a great way to help you deal with your business day-to-day cash flow for the small business. It offers business owners a simple way to fix their cash flow by advancing payments for their outstanding invoices.If you need cash fast for the cash flow, Fundbox is out there for you. However, keep in mind that their interest rates are higher than many of the traditional financial institution and other online lenders. So you will need to weigh the good and bad, whether you will do business with them.

David Perkins -

I’ve received some bad credit offers in my time, but this one takes the prize for sucking. I applied online out of curiosity. Nowhere online, nor in their “terms” that you have to agree to, do they disclose interest rates. Once I was approved, I was given three “pre-made” offers to choose from. Even when you click on a specific offer and read the attached terms, there is STILL no mention of the interest rate you are agreeing to pay. They give you an algebraic formula to figure out your interest rate if you want to, but never disclose an APR that I could find anywhere. So, I clicked on the offer of $2500 and was given two repayment schedules … 12 weeks or 24 weeks. In each, you’re given the weekly payment that you must make and the total of those payments. Nothing about interest or APR. So, as an exercise, I calculated the APR on a $2500 loan paid back over 24 weeks at about $128 per week. Their total of payments was listed at $3090. The most generous APR I could arrive at when calculating the numbers they gave me was 89%. That’s 89% APR on a $2500 loan. Those are the kind of terms that used to get lenders arrested and these terms could probably be much improved if you can still find a “street corner” lender to borrow from. I cannot imagine Fundbox being an attractive funding source for anyone but the most desperate business owner in dire straits with absolutely nowhere else to go. Even the worst credit card on the planet offers better terms. I am now trying to figure out how to close my Fundbox account and get them disconnected from my business bank account. Another thing they have no information about on their website … how to extricate yourself from Fundbox.

Rap14 -

They feed on desperate people. The payments are weekly no matter when the invoice is due and if you miss a payment they charge you fees up and out the hole per invoice. If you want to factor, find one that doesn't make you pay until the invoice is paid.

OlympicConsultant -

I do this for a living. I am familiar with many commercial financing products. Fundbox is "expensive." Factoring only works if your customers are other businesses. I have a bank that allows you to pick and choose who you want to "factor" without nickel and dime fees everywhere. Based on your comments, you need supply chain finance, however you won't qualify right away.