First Progress Platinum Select Mastercard Overview

Learn more about the First Progress Platinum Select Mastercard secured credit card with a list of features and benefits, pros & cons, and FAQs.

Updated on March 31st, 2020

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The First Progress Platinum Select Mastercard is a secured credit card with no minimum credit score or credit history check required. This secured credit card is ideal for hotel accommodation, car rentals, and travel, as the card is accepted anywhere.

Rates and Fees:

Rate or Fee Type


Annual Fee


Purchase APR


Cash Advances APR


First Progress Platinum Select Mastercard Secured Credit Card

Pros: Available to use anywhere, 24/7 account access, no minimum credit score required.

Cons: This card doesn't provide cashback, miles, or reward points.

Bottomline: More costly option but the card helps build credit and offers 24/7 account access.

Key Information:

Parent Company





Columbus, Georgia

Number of Employees



Kessel Stelling


3400 Overton Park Dr, Atlanta, GA 30339

Phone number

1 (888) 796-6887


Features and Benefits:

Easy application process.

If you're interested in applying for a First Progress Platinum Select Mastercard secured credit card, you can complete a quick online application. In addition, there is no minimum credit score required and you won't need to undergo a credit history background check.

Choose your own credit line.

When applying for a secured credit card, you will be required to provide a deposit between $200 - $2,000. This refundable deposit will be held as collateral and it will determine your credit line. For example, if you deposit $200, your credit line will start at $200.

Good accessibility.

The First Progress Platinum Select Mastercard is available to use anywhere and cardholders have access to their account 24/7 when using the online terminal.




Kenneth Hardy -

Even if an individual does not have any previous credit history, there are numerous cards to choose from. First Progress Platinum Select Mastercard is the card that helps a newbie to build the credit. This card comes with excellent features and provides innumerable rewards to the users. Some of them don’t have an annual fee.


Is First Progress Select a good secured credit card?

The First Progress Platinum Select Mastercard is a good secured credit card for cardholders that have no credit history or bad credit. It's great to use for traveling, car rentals, hotels, and allows 24/7 account access. However, unlike its close competitors, First Progress does charge an annual fee of $39.00.

How do I check my first progress credit card balance?

You can contact the First Progress Platinum Select Mastercard direct customer support number at 1 (877) 724-0928.

Does First Progress refund deposit?

Yes. Once you've paid up your credit card balance and close your account with no outstanding balances, you'll receive your refundable deposit back.

Does First Progress report to credit bureaus?

Yes. First Progress reports to the three major credit bureaus.