First Progress Platinum Elite Mastercard Overview

Learn more about the First Progress Platinum Elite Mastercard secured credit card with a list of features and benefits, pros & cons, and FAQs.

Updated on January 16th, 2020

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First Progress Platinum Elite Mastercard is a full-featured secured credit card that doesn't require a credit history check or minimum credit score. The secured credit card is great for traveling, hotel bookings, and car rentals.

Rates and Fees:

Rate or Fee Type


Annual Fee


Purchase APR


Cash Advances APR


First Progress Platinum Elite Mastercard Secured Credit Card

Pros: No minimum credit score or credit check required. Offers 24/7 online access.

Cons: Not yet available in NY, IA, AR, or WI. No cash back, miles, or points.

Bottomline: Despite requiring an annual fee and not being available nationwide, the Elite secured mastercard is great for building and establishing credit.

Key Information:

Parent Company





Columbus, Georgia

Number of Employees



Kessel Stelling


3400 Overton Park Dr, Atlanta, GA 30339

Phone number

1 (888) 796-6887


Features and Benefits:

Great accessibility.

Cardholders can access the website and do business 24/7, with access allowed from anywhere.

Quick and easy application process.

To apply for a secured credit card, you can use the online application and receive your card more quickly with the new expedited processing option. Applicants won't be required to undergo a credit history check and there is no minimum credit score.

Set your own credit line.

Your credit line is determined by the amount you place down for a security deposit. You can provide a deposit of between $200 and $2,000, which will be held as collateral.




Kenneth Hardy -

Even if an individual does not have any previous credit history, there are numerous cards to choose from. First Progress Platinum Elite Mastercard is the card that helps a newbie to build the credit. This card comes with excellent features and provides innumerable rewards to the users. Some of them don’t have an annual fee.


Is First Progress Elite a good secured credit card?

The First Progress Elite Mastercard is ideal for travelers that need to make hotel bookings and use car rentals. In addition, it's a great option to use when you're looking to establish or repair credit. However, unlike close competitors, First Progress does charge an annual fee of $29.00.

How do I check my first progress credit card balance?

You can contact the First Progress Platinum Elite Mastercard direct customer support number at 1 (877) 724-0931.

Does First Progress refund deposits?

Yes. Once you've officially closed your account, and there are no outstanding debts, you will receive your refundable deposit.

Does first progress report to credit bureaus?

Yes. First Progress reports to the three major credit bureaus.