Learn about Esurance business insurance for business owners. Includes Esurance pricing, company information, and FAQs.

Updated on February 24th, 2022

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Esurance is one of the leading auto insurance companies in the United States. The company sells a variety of insurance products, including small business insurance, to individuals and business owners online or by telephone.


Plan Name


Small Business Insurance

$250.00 - $500.00 per year.

Mid-Large Businesses

Quote only.


Pros: Online tools, comprehensive coverage and discounts, mobile apps.

Cons: High prices compared to other companies.

Bottomline: Various insurance products to protect SMBs from theft, accidents, etc.

Key Information:

Legal Name

Esurance Insurance Services, Inc.


Jean-Bernard Duler

Founding Date

Dec 16, 1999


650 Davis Street, San Francisco, CA 94111 United States

Number of Employees


Number of Customers




1 (800) 378-7262


If you're looking for alternate car insurance quotes online or auto insurance quotes online for your business, check out our 2019 Guide to Small Business Insurance.


Does Esurance have full coverage?

Yes. To get comprehensive insurance coverage, contact Esurance at 1 (800) 378-7262.

Does Esurance have homeowners insurance?

Yes, Esurance offers homeowners insurance.

Where is Esurance located?

Esurance is based in San Francisco.

Does Esurance cover rental cars?

Yes, Esurance rental car coverage will pay up to the limits you select to help cover the costs of the rental.

Does Esurance require down payment?

It will depend on your state and your policy. They typically cover between 20 and 33 percent of your 6-month premium.

How much does Esurance business insurance cost?

Esurance charges between $250.00 and $500.00 per year for a small home business, which covers injury and theft for up to three employees. In-home policies are generally more affordable and can cover up to $10,000.00 in losses. For mid-large businesses, pricing is made available on a quote-only basis.

Is Esurance a standard company?

Yes, Esurance is an American insurance company founded in 1999. In 2011, the company was purchased by Allstate.

What is Esurance?

Esurance is an online insurance agency that provides insurance quotes online or via phone. Despite being known as one of the leading car insurance agencies, Esurance also provides a host of other insurance products and services for individuals and small businesses.

What type of insurance does Esurance offer?

Aside from business insurance, the company provides a wide range of insurance products and services, including Esurance Car insurance (a.k.a online auto insurance), Esurance Renters insurance, Esurance Home insurance, Esurance Life Insurance, as well as Esurance Roadside Assistance.

How can I get an Esurance quote?

If you need to buy insurance online, fill in the online application form on the homepage and an Esurance agent will get back to you. Alternatively, you can give the Esurance team a call.

How can I get in touch with Esurance customer service?

The Esurance phone number is 1 (800) 378-7262.

How does Esurance claims work?

You can report a claim anytime online via your desktop or Esurance mobile app, or speak to an Esurance claims rep over the phone. Claims are normally settled within 10 days but this also depends on the type of claim you've filed.

Where can I find car insurance near me?

You can use the site map on the Esurance website to locate your nearest branch.

Who is Erin Esurance?

Erin Esurance is a fictitious cartoon character who appeared in a string of Esurance commercials during the 2000s.

Can you suggest some alternative sites to Esurance?