Best Commercial Auto Insurance for 2019

Learn about the best small business commercial auto insurers. Includes info on ratings and FAQs.

Updated on September 15th, 2019

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Commercial Auto Insurance is essential for businesses to cover first-party and third-party damages. Most states require businesses to have commercial auto insurance if vehicles are being used by business owners or employees for business purposes. Commercial auto insurance applies to company cars as well as commercial trucks.

Best Commercial Auto Insurance for Small Business:

Rank

Commercial Auto Insurance

A.M. Best Rating

1.

State Farm

A++

2.

Travelers

A++

3.

Nationwide

A+

4.

Acuity

A+

5.

Allstate

A+

6.

Progressive

A+

7.

The Hartford

A+

8.

Esurance

A+

9.

Farmers

A

10.

Foremost

A

FAQs:

What does a commercial auto policy cover?

Commercial auto insurance provides liability and physical damage coverage for vehicles used by a business. Vehicles such as company cars and commercial trucks used to transport goods or passengers are protected against first or third-party damages.

View our list of the best small business commercial auto insurance providers here.

How much does commercial auto insurance cost?

Commercial auto insurance prices vary depending on the coverage required. For an accurate quote, contact insurance providers directly.

Read our list of the best commercial auto insurers for 2019.

Best Small Business Commercial Auto Insurance for 2019

Does commercial auto policy cover personal use?

Yes. If a vehicle is covered under a commercial auto policy, then it is also covered for personal use, provided that the vehicle is also used for business purposes.

Is commercial auto insurance more expensive than personal?

Generally, commercial auto insurance is more expensive than personal auto insurance. Insurance prices vary according to the number of vehicles being insured and the nature of their use.

What insurance companies offer commercial insurance?

Do I need a commercial auto policy?

If a vehicle is being used for business purposes, it is essential to have commercial auto insurance to cover liability and physical damages.

What defines a commercial vehicle?

A commercial vehicle can be any vehicle used for business, such as a company car or commercial truck.

Why do I need commercial insurance?

Commercial auto insurance covers costs related to physical damage and liability claims. Without this insurance, business owners may be responsible for the full cost of repairs.