CitiBusiness AAdvantage Platinum Select World Mastercard Overview

Learn more about the CitiBusiness AAdvantage Mastercard with features and benefits, pros and cons, and frequently asked questions.

Updated on November 20th, 2019

The SMB Guide is reader-supported. When you buy through links on our site, we may earn an affiliate commission. Learn more

The CitiBusiness AAdvantage Platinum Select World Mastercard is a travel rewards business credit card. The card is offered by CitiBank in partnership with American Airlines.

Rates and Fees:

Rate or Fee Type


Annual Fee

$99.00 (waived for the first 12 months)

APR for Purchases

17.74% to 25.74%

APR for Cash Advances


Penalty APR


Citibusiness AAdvantage Platinum Select World Mastercard

Pros: No annual fee in the first year. Good customer service.

Cons: The preferred boarding benefit is not available for travel on codeshare flights booked with an American Airlines flight number but operated by another airline.

Bottomline: A good travel rewards credit card for business people who fly with American Airlines.

Key Information:




New York, NY


Mary McNiff


388 Greenwich Street. New York, NY 10013

Phone Number

1 (877) 528-0990


Features and Benefits:

No foreign transaction fees.

Business travel often takes business owners and their employees to international destinations. With the Citibusiness AAdvantage card, there are no transaction fees for using your card in another country.

American Airlines flight perks.

Citibusiness credit card cardholders benefit from American Airlines perks like priority boarding, free checked baggage and 25% off in-flight Wi-Fi.

Travel protection.

You can use your American Airlines business credit card to access travel coverage such as car rental insurance, accident insurance, and emergency assistance while you are traveling either domestically or internationally.

Apple Pay technology.

You can use Apple Pay technology through any of your Apple mobile devices to pay for goods and services using your Citibank business credit card. All of your Citibusiness card benefits will still be collected, whether you use Apple Pay or the actual credit card.


How much does it cost to use CitiBusiness AAdvantage Platinum Select World Mastercard?

Citibank charges an annual fee of $99.00 and their interest rates vary from 17.74% to 29.99%.

Is there a bonus for signing up for the CitiBusiness AAdvantage Platinum Select World Mastercard?

If you spend $4,000.00 within the first four months of opening your account, you will receive 70,000 American Airlines AAdvantage points.

Does Citibank charge any fees for foreign transactions using CitiBusiness AAdvantage Platinum Select World Mastercard?

No, there are no foreign transaction fees charged by Citibank.

What are the travel benefits of Citibusiness AAdvantage Platinum Select World Mastercard?

  • First checked bag free on domestic American Airlines itineraries.
  • Preferred boarding on American Airlines flights.
  • 25% savings on American Airlines inflight Wi-Fi purchases.
  • 25% savings on inflight food and beverage purchases on American Airlines flights.

What is the annual percentage rate (APR) for a Citibank business card?

The APR for the CitiBusiness AAdvantage Platinum card is between 17.74% and 25.74%, depending on your credit score.

How can I earn American Airlines AAdvantage® bonus miles?

You will need to make $3,000 in purchases within the first 3 months of opening your account to earn 60,000 American Airlines AAdvantage® bonus miles.