Chase Ink Business Cash Credit Card Overview

Learn more about the Chase Ink Business Cash Credit Card with features and benefits, pros and cons, and FAQs.

Updated on December 2nd, 2019

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The Chase Ink Business Cash Credit Card gives cardholders cash back rewards on all purchases made for their business. This business credit card is provided by Chase.

Rates and Fees:

Rate or Fee Type


Purchase APR & Balance Transfer APR

0% for first 12 months; 15.24% to 21.24% thereafter.

Cash Advance APR


Default APR

Up to 29.99%.

Balance Transfers

$5.00 or 5.00% of the amount of each transfer, whichever is greater.

Cash Advances

$15.00 or 5.00% of the amount of each transfer, whichever is greater.

Foreign Transactions

3% of each transaction in USD.

Chase Ink Business Cash Credit Card 420X320 20190507

Pros: Cashback rewards, no APR for the first 12 months, travel benefits.

Cons: Spending caps, good credit rating required.

Bottomline: A great option for businesses that purchase a lot of office supplies and services.

Key Information:




New York, NY

Number of Employees



Jamie Dimon


270 Park Avenue, New York, NY 10017

Phone Number

1 (800) 242-7338


Features and Benefits:

Earn cashback on combined purchases.

Earn up to 5% cashback on the first $25,000.00 spent in combined purchases on each card-holder anniversary. Plus, you will earn 1% cashback on all other purchases.

Book airline tickets with your rewards.

Use your Chase Ink Cash Business Credit Card to book airline tickets through the Chase Ultimate Rewards Program. There are no travel restrictions or blackout dates, which means you can book flights anytime.


Does Chase Ink Business Cash earn Ultimate Rewards?

You can earn cashback rewards with the Chase Ink Business Cash Credit Card.

How much credit do I get with the Chase Ink Business Cash Credit Card?

Your credit access line ranges from $3,000.00 to $25,000.00, depending on your credit score. Account-holders incur various fees depending on how they use this credit.

What kind of purchases can I make with a Chase Ink Business Cash Credit Card?

You can make small business purchases on equipment, office supplies, or gas, depending on the amount of credit you receive.

How do I redeem my Chase Ink Business rewards?

You can redeem your rewards at any time by logging into your account.

Does the Chase Ink Business Cash Credit Card come with insurance coverage?

Yes. Chase Ink Business cardholders benefit from coverage options like purchase protection, extended warranty protection, and auto rental collision damage waiver.

Customer Reviews:

Elizabeth Aldrich

Reviewed: Apr 16, 2019

Source: Business Insider

It's wise to try out one of Chase's Ultimate Rewards credit cards to make sure you enjoy the program before going all in. If, like me, you get a lot of value out of Ultimate Rewards points, the best way to earn a lot of points quickly is by pairing up multiple Chase credit cards.

Eric Rosenberg

Reviewed: May 18, 2019

Source: Business Insider

My wife and I use 4 Chase cards to maximize our Ultimate Rewards points. While the card has a steep $450 annual fee, it is easy to see how you can get more value from it than the cost. To start, you get a $300 credit on the first $300 in travel purchases you make each year. The card also includes Priority Pass lounge access, a credit worth up to $100 for TSA PreCheck or Global Entry every four years, travel and purchase protections, and those valuable points you earn from each purchase.

Ryan Guina

Reviewed: Oct 09, 2019

Source: Cash Money Life

The Chase Ink Business Cash Credit Card is one of my preferred business credit cards. I have been a Chase customer for over 10 years now, with a Chase bank account, a Chase Freedom credit card, and the Ink Business Cash Credit Card. The excellent customer service, access to business banking, ability to link my credit card to QuickBooks Online, and the rewards programs have made me a happy customer.