Chase Ink Business Cash Credit Card Overview

Learn more about the Chase Ink Business Cash Credit Card with features and benefits, pros and cons, and FAQs.

Updated on May 18th, 2020

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The Chase Ink Business Cash Credit Card gives cardholders cash back rewards on all purchases made for their business. This business credit card is provided by Chase.

Rates and Fees:

Rate or Fee Type

Amount

Purchase APR & Balance Transfer APR

0% for first 12 months; 15.24% to 21.24% thereafter.

Cash Advance APR

26.99%.

Default APR

Up to 29.99%.

Balance Transfers

$5.00 or 5.00% of the amount of each transfer, whichever is greater.

Cash Advances

$15.00 or 5.00% of the amount of each transfer, whichever is greater.

Foreign Transactions

3% of each transaction in USD.

Chase Ink Business Cash Credit Card 420X320 20190507
Review:

Pros: Cashback rewards, no APR for the first 12 months, travel benefits.

Cons: Spending caps, good credit rating required.

Bottomline: A great option for businesses that purchase a lot of office supplies and services.

Key Information:

Legal Name

JPMorgan Chase & Co.

Founder

John Pierpont Morgan

Founding Date

Jan 01, 2000

Address

270 Park Avenue, New York, NY 10017 United States

Number of Employees

250000

Number of Customers

50000000

Telephone

1 (800) 242-7338

Website

https://creditcards.chase.com/business-credit-cards/ink/cash

Features and Benefits:

Earn cashback on combined purchases.

Earn up to 5% cashback on the first $25,000.00 spent in combined purchases on each card-holder anniversary. Plus, you will earn 1% cashback on all other purchases.

Book airline tickets with your rewards.

Use your Chase Ink Cash Business Credit Card to book airline tickets through the Chase Ultimate Rewards Program. There are no travel restrictions or blackout dates, which means you can book flights anytime.

FAQs:

Does Chase Ink Business Cash earn Ultimate Rewards?

You can earn cashback rewards with the Chase Ink Business Cash Credit Card.

How much credit do I get with the Chase Ink Business Cash Credit Card?

Your credit access line ranges from $3,000.00 to $25,000.00, depending on your credit score. Account-holders incur various fees depending on how they use this credit.

What kind of purchases can I make with a Chase Ink Business Cash Credit Card?

You can make small business purchases on equipment, office supplies, or gas, depending on the amount of credit you receive.

How do I redeem my Chase Ink Business rewards?

You can redeem your rewards at any time by logging into your account.

Does the Chase Ink Business Cash Credit Card come with insurance coverage?

Yes. Chase Ink Business cardholders benefit from coverage options like purchase protection, extended warranty protection, and auto rental collision damage waiver.