Capital One Small Business Loans Review

Learn how to apply for a Capital One Small Business Loan. Includes Capital One Business key information, review, and answers to common questions.

Updated on June 25th, 2019

The SMB Guide is reader-supported. When you buy through links on our site, we may earn an affiliate commission. Learn more

Capital One Bank offers business owners a variety of small business loans and financial services.

Also Consider

Small Business Loans

Low interest rates whether for loans from $6,000 or $250,000.

Apply Now

Prime Business Loans

SBA Loans

Working Capital

Loan Options:

Loan Types

Loan Amount

Line of Credit

Starting at $10.000.00

Installment Loan

Starting at $10.000.00

Equipment Loan

Starting at $10.000.00

7(a) Loan Program

Up to $5,000,000.00

Capital One Small Business Loans
Review:

Pros: Offers several lines of credit and term loans for businesses.

Cons: Limited branch accessibility in comparison with some competitors.

Bottomline: Service that offers your business a variety of small business loans and financial services.

Key Information:

Founder

Richard Fairbank, Nigel Morris

Founded

1988

Headquarters

McLean, Virginia

Number of Employees

49,301

Number of Customers

3,000,000+

CEO

Richard Fairbank

Address

1680 Capital One Drive, McLean, VA 22102

Phone Number

+1 800-867-0904

Website

www.capitalone.com

FAQs:

Does Capital One give business loans?

Capital One business banking offers several lines of credit and term loans, in addition to checking and savings account options for small business owners. These include the Capital One small business line of credit, SBA loans, equipment loans, and Capital One small business credit cards.

Jump to our full article.

Does Capital One offer lines of credit?

Capital One business banking offers various lines of credit and term loans, in addition to checking and savings account options for small business owners. This includes the Capital One small business line of credit.

See Capital One's loan options.

What are the payment terms for Capital One Small Business Loans?

Capital One does not set a specific range of interest rates on any of their small business loans, so the loan amount you qualify for depends on your business history, financial status, and loan term. Business installment and equipment loans come with a five-year term, while SBA loans have longer repayment terms and are easier to qualify for.

See Capital One's loan options.

What type of services does Capital One Small Business Banking offer?

How do I qualify for a Capital One Small Business Loan?

Capital One Small Business Loans are approved on a case-by-case basis. When you apply for a loan, you'll need to provide your banker with an executive summary and a business plan, along with your financials. The executive summary should indicate why you want the loan, how much you need to borrow, and your ability to pay back.

Learn more about Capital One in our full article.

Capital One

How can I apply for a Capital One Small Business Loan?

To apply for a loan, you'll need to meet with a Capital One banker in-person. Your business should be at least two years old and you should own at least 50% of your business. You should also have a Capital One business checking account or apply for one to qualify for a loan.

What is a Capital One 360 Small Business account?

The Capital One 360 business checking account is a free online account, offering business owners unlimited free transactions and low monthly service and wiring fees. The Capital One small business checking account is an ideal option if you do all your banking online.

Can I apply for a Capital One small business credit card?

Although not considered a loan, with the Capital One small business card you can earn up to two percent cash back, as well as cash bonuses and travel miles through your Spark business account. Once you've earned enough miles, you can use your Spark business checking account to book airline tickets, hotel accommodation, and vacation packages.

Capital One Small Business Loans

What is the Capital One Spark business phone number?

You can reach the Capital One Spark business support team by calling 1 (800) 867-0904.

What are some Capital One Small Business Loan alternatives?

See our full list for more information.

What are the Capital One bank business hours?

Capital One Business Bank is typically open Monday through Friday from 9am until 5pm.