BlueVine Reviews

Learn about BlueVine small business loans. Includes BlueVine reviews, loan rates, company information, and FAQs.

Updated on June 27th, 2019

The SMB Guide is reader-supported. When you buy through links on our site, we may earn an affiliate commission. Learn more

BlueVine Capital Inc. offers small business loans and cash advances to help companies meet their payroll, purchase supplies, or expand.

Also Consider

Get Approved for $500k in Less than 2 Min.

Receive funds in as little as 24 hrs.

Apply Now

Applying does not affect credit score.

Loan Rates:

Loan Type

Loan Amount

Interest Rates

Payment Term

Line of Credit

Up to $250,000

Starting at 4.8%

6 or 12 months

BlueVine Reviews
Review:

Pros: Fast loan approval and funding, easy application process, discount rates.

Cons: Certain loan products not available in all states.

Bottomline: Invoice factoring and lines of credit provided to small-medium size businesses.

Key Information:

Founder

Eyal Lifshitz

Founded

2013

Headquarters

Redwood City, CA

Number of Employees

10+

Number of Customers

15,000+

CEO

Eyal Lifshitz

Address

401 Warren Street, Redwood City, CA 94063

Phone Number

1 (888) 216-9619

Website

www.bluevine.com

News & Activity:

Date

News or Activity

January 16, 2019

BlueVine and Bullhorn Announce Strategic Initiative to Support the Growth of Small and Medium-Sized Staffing Agencies

July 31, 2018

BlueVine Raises Additional $12 million from M12, Microsoft's Venture Fund, and Nationwide, Bringing Total Series E-Funding to $72 Million

May 1, 2018

Credit Suisse Grants $200 Million Credit Line to Online Lender BlueVine

Reviews:

Reviewer

Review

F80m305 - reddit.com

I used BlueVine for a while and they were much better then I switched over to an SBA loan from Chase.

Iou_Ian - reddit.com

You need to check out Bluevine. They offer invoice factoring and lines of credit. They could give you a % of your AR and your client will pay directly to Bluevine when the time comes. I feel that a % would be worth it to have a much better cash flow.

‎Lauren Erickson Bennett‎ - facebook.com

Bluevine was so helpful to us as a small company who could not get a traditional line of credit to help with payroll. BUT now even though we have made ALL payments and have never had an issue you are jealous that we have a second funder and have cut us off. The only reason is because you want us to combine our LOC with you and the other loan and do a new loan with you. Guess what that means - new origination fees for you and probably a higher interest rate. No thank you. Shame on you for not sticking to your end of the deal and providing small businesses with the Line of Credit they need to run their business-especially a business that makes every single payment on time. And you only let us speak to customer service reps with no real knowledge and no power to discuss.

Steven Sudell - facebook.com

As a small business with less than 2 years of books, no bank would even talk to me about lending. Thanks to Blue Vine, they could see past the red tape and get me the funding I needed, fast.

If you're considering starting your own trucking business, have a look at our How to Start a Trucking Business guide for advice.

FAQs:

How does BlueVine work?

BlueVine Capital, Inc offers small business loans and cash advances to help businesses meet their payroll, purchase supplies, or expand. Once your business is approved, you can request funds via your online dashboard and get paid within a few hours.

Jump to our review for more.

Is BlueVine safe?

BlueVine has been BBB-accredited since 2014.

See our BlueVine review, as well as some customer reviews we have rounded up.

What is BlueVine's loan rate?

BlueVine interest rates start at 4.8%. There are no BlueVine fees to open or maintain a line of credit, no prepayment fees, monthly maintenance, or account closure fees.

Read more about BlueVine.

What type of financial products does BlueVine Capital offer?

BlueVine offers lines of credit and invoice factoring.

What are the BlueVine line of credit requirements?

You need to be in business for at least six months, have a 600+ credit score, and $100,000 in annual revenue. You need to pay back each draw with fixed monthly or weekly payments over six or 12 months.

Bluevine

Which lending company is best for my business if I compare BlueVine vs. Kabbage?

Both BlueVine and Kabbage are popular lenders for small business. Kabbage has a wider variety of business loans and asks for a lower annual revenue stream. However, BlueVine only requires you to be in business for six months.

Who are the biggest BlueVine competitors?

Where is BlueVine's headquarters?

Redwood City in the northern California Bay area. The BlueVine address is 401 Warren Street, Redwood City, California. Other branches are located in Gretna, Louisiana, and Jersey City, New Jersey.