BlueVine Reviews

Learn about BlueVine small business loans. Includes BlueVine reviews, loan rates, company information, and FAQs.

Updated on December 12th, 2019

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BlueVine Capital Inc. offers small business loans and cash advances to help companies meet their payroll, purchase supplies, or expand.

Loan Rates:

Loan Type

Loan Amount

Interest Rates

Payment Term

Line of Credit

Up to $250,000

Starting at 4.8%

6 or 12 months

BlueVine Reviews

Pros: Fast loan approval and funding, easy application process, discount rates.

Cons: Certain loan products not available in all states.

Bottomline: Invoice factoring and lines of credit provided to small-medium size businesses.

Key Information:


Eyal Lifshitz




Redwood City, CA

Number of Employees


Number of Customers



Eyal Lifshitz


401 Warren Street, Redwood City, CA 94063

Phone Number

1 (888) 216-9619


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How does BlueVine work?

BlueVine Capital, Inc offers small business loans and cash advances to help businesses meet their payroll, purchase supplies, or expand. Once your business is approved, you can request funds via your online dashboard and get paid within a few hours.

Is BlueVine safe?

BlueVine has been BBB-accredited since 2014.

What is BlueVine's loan rate?

BlueVine interest rates start at 4.8%. There are no BlueVine fees to open or maintain a line of credit, no prepayment fees, monthly maintenance, or account closure fees.

What type of financial products does BlueVine Capital offer?

BlueVine offers lines of credit and invoice factoring.

What are the BlueVine line of credit requirements?

You need to be in business for at least six months, have a 600+ credit score, and $100,000 in annual revenue. You need to pay back each draw with fixed monthly or weekly payments over six or 12 months.


Which lending company is best for my business if I compare BlueVine vs. Kabbage?

Both BlueVine and Kabbage are popular lenders for small business. Kabbage has a wider variety of business loans and asks for a lower annual revenue stream. However, BlueVine only requires you to be in business for six months.

Who are the biggest BlueVine competitors?

Where is BlueVine's headquarters?

BlueVine's headquarters is located in Redwood City, CA.

Customer Reviews:

Steven Sudell

Reviewed: Jul 27, 2018

Source: Facebook

As a small business with less than 2 years of books, no bank would even talk to me about lending. Thanks to Blue Vine, they could see past the red tape and get me the funding I needed, fast.


Reviewed: Sep 16, 2017

Source: Reddit

I used BlueVine for a while and they were much better then I switched over to an SBA loan from Chase.


Reviewed: Aug 04, 2017

Source: Reddit

You need to check out Bluevine. They offer invoice factoring and lines of credit. They could give you a % of your AR and your client will pay directly to Bluevine when the time comes. I feel that a % would be worth it to have a much better cash flow.

‎Lauren Erickson Bennett‎

Reviewed: Aug 20, 2018

Source: Facebook

Bluevine was so helpful to us as a small company who could not get a traditional line of credit to help with payroll. BUT now even though we have made ALL payments and have never had an issue you are jealous that we have a second funder and have cut us off. The only reason is because you want us to combine our LOC with you and the other loan and do a new loan with you. Guess what that means - new origination fees for you and probably a higher interest rate. No thank you. Shame on you for not sticking to your end of the deal and providing small businesses with the Line of Credit they need to run their business-especially a business that makes every single payment on time. And you only let us speak to customer service reps with no real knowledge and no power to discuss.