BBVA Compass Business Bank Account Overview

Learn more about business banking at BBVA Compass with features & benefits, rates & fees, and frequently asked questions.

Updated on June 25th, 2020

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BBVA Compass is an American bank that allows business owners to open business bank accounts where they can deposit and manage their business finances.

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Rates & Fees:

ClearConnect for Business Checking

$0.00 /mo.

ClearChoice for Business Checking

$15.00 /mo.

ClearChoice Premium for Business Checking

$25.00 /mo.

Business Statement Savings

$5.00 /mo.

Preferred Money Market Account for Business

$15.00 /mo.

Small Business Money Market Sweep Service

$10.00 to $15.00 /mo.

Bbva Compass

Pros: Free business checking accounts. Mobile banking.

Cons: Accounts can only be opened online.

Bottomline: BBVA Compass is affordable and offers great customer service, but only has branch locations in seven states.

Key Information:

Legal Name

BBVA USA Bancshares


Harry B. Brock Jr.

Founding Date

Jan 01, 1964


15 20th Street South, Birmingham, AL 35233 United States

Number of Employees


Number of Customers



1 (205) 297-1986


Features & Benefits:

Online payroll services.

You can run and manage your small business payroll directly through your BBVA online banking portal. This makes it easier to keep your payroll accurate and on time.

Online & mobile banking.

You can access your BBVA business account through the online banking portal or the BBVA Compass mobile app to view balances, makes changes, download statements, transfer money and more.

Checking with no monthly charges.

With a BBVA Compass ClearConnect for Business checking account, you can perform up to $5,000.00 per month in cash processing without any fees. You'll also have an unlimited debit card and ATM transactions at no charge.


Is BBVA Compass legit?

Yes. BBVA Compass is FDIC-insured, and their FDIC certificate number is 19048. They were founded in 1964.

How many locations does BBVA Compass have?

BBVA Compass has over 600 locations in seven states.

Is BBVA Compass the same as Compass Bank?

Yes. Compass Bank is a subsidiary of Compass Bancshares, Inc., which is a wholly owned subsidiary of BBVA.

How old is BBVA Compass?

BBVA Compass was founded in 1964.

Is BBVA Compass FDIC-insured?

Yes. BBVA Compass's FDIC certificate number is 19048.

Who is BBVA Compass owned by?

BBVA Compass is a wholly-owned subsidiary of Banco Bilbao Vizcaya Argentaria (BBVA). BBVA is the second largest bank in Spain.

Is BBVA Compass a good bank?

BBVA Compass is FDIC-insured, and their FDIC certificate number is 19048. BBVA offers a wide range of services for your small business.

How many employees does BBVA Compass have?

BBVA Compass has more than 10,000 employees.

Does BBVA Compass check credit?

Yes. BBVA Compass may check your credit when you apply for a savings or checking account. They do credit checks during checking account origination.

What does BBVA stand for?

BBVA stands for Banco Bilbao Vizcaya Argentaria (BBVA). BBVA is the second largest bank in Spain.

Is BBVA Compass a second chance bank?

Yes. BBVA Compass offers second chance checking accounts.

What is BBVA's overdraft limit?

BBVA's overdraft limit varies. Contact BBVA Compass for more info.

How do I apply for BBVA Compass?

Apply for a BBVA Compass small business checking account online at You can also phone them at 1-800-COMPASS (1-800-266-7277) to apply.

How can I contact BBVA Compass customer service?

You can call the BBVA Compass phone number for the customer service department at 1 (866) 342-2512.

What is the BBVA Compass routing number?

The routing numbers are different for every state, but you can see a list of all the different numbers on the website.

What is the BBVA Compass address?

The BBVA Compass headquarters is located at 15 20th Street South in Birmingham, Alabama. If you are looking for a BBVA Compass bank near you, you can go to their website and enter your ZIP code.

Is there a BBVA Compass credit card with prepaid options?

BBVA Compass Clearspend is a prepaid Visa card that comes with low monthly fees and no overdraft fees. With Clearspend, there are no transaction fees.

How do I access the BBVA Compass bank sign in on my phone?

You can access the Compass bank login through your phone's web browser, but the easiest thing to do is to download the BBVA app and access your Compass bank sign-in portal through the mobile application.