Bank OZK

Learn more about Bank OZK, a regional bank. Includes information on pricing, customer reviews, and frequently asked questions.

Updated on September 8th, 2019

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Bank OZK, formally known as Bank of the Ozarks, is a regional bank with a strong commitment to the communities they serve. They offer a wide array of personal and business banking services with branches in 10 states across the U.S.A.


All of Bank OZK's business checking accounts require a $100 minimum opening deposit. The Small Business Checking account has no monthly service fees, and the other checking accounts have service fees ranging from $10 to $20.

Bank OZK

Pros: Low service fees. Mobile banking app. 15 free online bill payments per month.

Cons: Most accounts are non-interest bearing. You are required to get monthly eStatements and must enroll for the service.

Bottomline: Bank OZK's business checking accounts offer many benefits with little to no monthly service fees.

Key Information:




Little Rock, Arkansas

Number of Employees



George Gleason II


17901 Chenal Pkwy, Little Rock, AR 72231

Phone number

1 (800) 274-4482





kingair312tu -

There are quite a few in arkansas, they are decent for business, but if you are in the central arkansas area, I would recommend Bank of the Ozarks.  They are really nice and offer lots of free stuff for business customers, and I believe they offer conditional credit on deposits, which is really nice.

aew360 -

If you're in the southeast, I would recommend Bank of the Ozarks. I just switched to them and although they've been buying out other local banks like it's going out of fashion, I have had a great experience with the mobile app and the website. Customer service was really good too. I just wanted a credit card and one of the ladies in the offices invited me in and she said she wouldn't recommend the company they are partnered up with and to instead check out other companies. Then we proceeded to literally shop for credit cards for like 30 minutes until I made a decision and she did the application for me lol. I'm not sure if anything bad will come of them buying out all these other banks, but I have had a great first impression


Is Bank OZK FDIC insured?

Yes. Bank OZK's accounts are insured to the maximum amounts allowed by the Federal Deposit Insurance Corporation (FDIC).

Learn more about Bank OZK.