Bank OZK

Learn more about Bank OZK, a regional bank. Includes information on pricing, customer reviews, and frequently asked questions.

Updated on December 11th, 2019

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Bank OZK, formally known as Bank of the Ozarks, is a regional bank with a strong commitment to the communities that they serve. Bank OZK offers a wide array of personal and business banking services and has branches in 10 states across the U.S.


All of Bank OZK's business checking accounts require a $100 minimum opening deposit. The Small Business Checking account has no monthly service fees, and the other checking accounts have service fees ranging from $10 to $20.

Bank OZK

Pros: Low service fees. Mobile banking app. 15 free online bill payments per month.

Cons: Most accounts are non-interest bearing. You are required to get monthly eStatements and must enroll for the service.

Bottomline: Bank OZK's business checking accounts offer many benefits with little to no monthly service fees.

Key Information:




Little Rock, Arkansas

Number of Employees



George Gleason II


17901 Chenal Pkwy, Little Rock, AR 72231

Phone number

1 (800) 274-4482



Why did Bank of Ozarks change their name?

Bank of Ozarks (now Bank OZK) changed its name to reflect that its activities have spread to geographic locations other than the one in which they began.

Who owns Bank of Ozarks?

Bank of OZK (formerly, Bank of Ozarks) is publicly listed on NASDAQ. Chief stockholders currently include SSgA Funds Management, Inc., The Vanguard Group, Inc., and BlackRock Fund Advisors.

Where is Bank of Ozarks located?

Bank OZK (formerly Bank of Ozarks) is headquartered in Little Rock, AR.

Is Bank OZK FDIC insured?

Yes. Bank OZK's accounts are insured to the maximum amounts allowed by the Federal Deposit Insurance Corporation (FDIC).

Customer Reviews:


Reviewed: Sep 12, 2016

Source: Reddit

If you're in the southeast, I would recommend Bank of the Ozarks. I just switched to them and although they've been buying out other local banks like it's going out of fashion, I have had a great experience with the mobile app and the website. Customer service was really good too. I just wanted a credit card and one of the ladies in the offices invited me in and she said she wouldn't recommend the company they are partnered up with and to instead check out other companies. Then we proceeded to literally shop for credit cards for like 30 minutes until I made a decision and she did the application for me lol. I'm not sure if anything bad will come of them buying out all these other banks, but I have had a great first impression