Axos Bank Business Banking Overview

Learn more about business banking at Axos Bank with features & benefits, rates & fees and frequently asked questions.

5 min read • Last updated on December 11th, 2018

Axos Bank (formerly BofI Federal Bank) is a completely digital bank that offers personal and business bank accounts. Axos was originally called the Bank of Internet USA to reflect the digital nature of the bank.

Axos Bank Features & Benefits:

Low fees.

Because Axos is an entirely internet-based bank, they have some of the lowest fees on the market. A basic business checking account is free, while a business checking interest account has no monthly fees and an APY of only 0.80%.

Certificates of Deposit.

Axos offers two Certificate of Deposit solutions if you want to earn interest on business bank deposits. These secure investment can help you to gain interest while you save money.

Integrated merchant services.

Axos has a variety of merchant services that can link directly to your bank account, like POS terminals, mobile commerce, PCI security and check acceptance.

Axos Bank Key Information:


Jerry Englert




San Diego, CA


Gregory Garrabrants

Phone Number

1 (877) 247-8002


4350 La Jolla Village Dr #140, San Diego, CA 92122


Axos Bank Rates & Fees:


$0.00 /mo.


$0.00 /mo. + 0.80% to 1.06% APY

Certificate of Deposit

0.15% to 1.34% interest

Axos Bank FAQs:

What is the BofI Federal Bank emerald card?

Emerald cards are a type of prepaid credit card that you can get from Axos bank so that you can use ATMs at H&R Block locations.

How do I contact Axos of customer service?

If you need to contact Axos/BofI Federal Bank customer service, you can call 1 (844) 678-2726.

How do I access my BofI Federal Bank login?

To sign into your BoFI/Axos account, just go to and click the "Sign In" button in the top right corner.

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