ApplePie Capital Reviews

Learn more about ApplePie Capital franchise loans. Includes key information, pricing, and frequently asked questions about Apple Pie Capital.

Updated on June 29th, 2022

The SMB Guide is reader-supported. When you buy through links on our site, we may earn an affiliate commission. Learn more

ApplePie Capital provides small business loans to franchises across America. ApplePie Capital provides a host of conventional, equipment, and SBA loans through a diverse lender network.


Loan Amount

Interest Rate

Payment Term



3–7 years

ApplePie Capital Reviews

Pros: Competitive terms and fees, great customer support.

Cons: Lengthy application process.

Bottomline: Online loans which are ideal for franchise funding.

Key Information:

Legal Name

ApplePie Capital, Inc.


Denise Thomas

Founding Date

Jan 01, 2014


235 Pine Street, FL 13, San Francisco, CA 94104

Number of Employees


Number of Customers




1 (800) 720-0241


News & Activity:


New or Activity

November 19, 2018

ApplePie Capital Reaches $300 Million Milestone in Franchise Business Loans


What is ApplePie Capital's loan rate?

ApplePie Capital's interest rates range from 7.75-12.00% depending on how much you borrow. The lending company also charges a 4.5% origination fee and a 0.5% processing fee. The annual percentage rate (APR) is between 9% and 16%.

How do I qualify for an ApplePie Capital franchise loan?

Loan approval is granted on a case-by-case basis to franchisees only. Your personal credit score, revenue, and time in business are also contributing factors.

What types of loans does ApplePie Capital offer?

ApplePie offers SBA, equipment, and traditional fixed-term loans.

What is the minimum loan amount that I can borrow from ApplePie Capital?

Loans start at $15,000.00 for equipment financing, while other loan types start at $100,000.00 for qualified borrowers.

What are ApplePie Capital's broker fees?

ApplePie Capital charges broker fees that vary depending on the type of loan (SBA or traditional). This fee will be explained as options are presented to you in the loan selection process.

Can ApplePie Capital give me a loan for a non-franchise business?

No, ApplePie Capital's services are exclusively for franchise businesses. There are some exceptions for equipment financing granted to specific industries and vendor referral programs.

How can I apply for an ApplePie Capital loan?

You can apply for an ApplePie Capital loan via the company's website.