American Express Business Platinum Card Key Information and FAQs

Learn more about the American Express Business Platinum card with a key info table, rates and frequently asked questions.

Updated on November 28th, 2019

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The American Express Business Platinum Card is a business credit card that comes with special benefits like bonus points, insurance coverage, travel credits and more.

American Express Business Platinum Card Features & Benefits:

5x the points on flights and prepaid hotels.

You can earn 5x the points if you pay for flights or hotels using your Amex Express Business Platinum card. All other eligible purchases accumulate 1 point per dollar.

No foreign transaction fees.

Use your card when traveling internationally without incurring fees for transactions in other countries or different currencies.

Up to 100,000 bonus points.

If you spend over $10,000.00 in the first three months after opening your account, you'll earn 50,000 bonus points. If you spend another $15,000 in the same time period, you'll receive an additional 100,000 points.

Rates & Fees:

Rate or Fee Type

Amount

Annual Fee

$595.00

Late payment interest

30%

American Express Business Platinum Card
Review:

Pros: Cardholder privileges like bonus reward miles.

Cons: Annual fee of $595.00.

Bottomline: If you take frequent business trips, the American Express Business Platinum card can help you earn plenty of rewards along the way.

FAQs:

How do you qualify for an American Express Platinum Business card?

Having a credit score over 700 is beneficial to your application, as well as ensuring that all application fields have been completed accurately. Applicants may have to contact the Amex reconsideration line before they are accepted.

Is the American Express Business Platinum Card worth it?

The American Express Business Platinum Card has perks for business owners who travel often. However, if you do not travel frequently, the high annual fees may not be worth it.

What is the Amex Platinum Business Card?

The Amex Business Platinum Card is a travel rewards card for business owners who travel frequently. Read about the benefits of the AmEx Platinum Business card.

Does the AmEx business platinum card come with hotel rewards?

Yes. With the business platinum card, you can earn points as a Hilton honor member and enjoy free stays at Hilton hotels around the world.

Is there any interest on my AmEx business credit card before I start to accumulate late fee interest?

No. With the AmEx business platinum card, you can spend money interest-free for the first 50 days. After this, a 30% interest fee is applicable.

How do I apply for an American Express Business Platinum card?

To learn more, and to start the application process, you can visit open.com. The entire application can be completed online.

How long is an AmEx business card valid for?

American Express business cards are valid for four years from the date that they are first issued.