American Express Business Gold Rewards Card Key Information & FAQs

Learn more about the American Express Business Gold Rewards Card with pros and cons, rates, and frequently asked questions.

Updated on December 11th, 2018

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The American Express Business Gold Rewards Card is the highest level of business credit card that you can get from American Express. The card comes with added perks like rewards points, cash flow reports, insurance coverage and more.

American Express Business Gold Rewards Card FAQs:

How do I apply for an AmEx Business Gold card?

You can apply for an American Express Business Gold card by going to and filling out an online application.

How do I earn travel points with a Business Gold Rewards Card?

You can earn 1 point for every dollar that you spend with your card. You can also earn 5,000 bonus points for every customer that you refer to American Express.

What kind of insurance coverage can I get with my America Express Business Gold Card?

With your gold card, you can access business coverage, travel insurance coverage, and purchase protection.

American Express Business Gold Card Rates & Fees:

Annual Fee


Supplementary Card Fee


Transaction Fees


Late Payment

$38 or 2.99% of any past due Pay in Full amount, whichever is greater.